Creative Property Solutions, Inc.

	Properties for Rent/ Rent to Own
	Properties for Sale
	Sell Your Home Fast
	Stop Renting - Own Now
	Stop Your Foreclosure
	For Real Estate Investors
	Perfect Tenant Program
	About CPS
	Testimonials
	Contact CPS
	Links
	Blog
	Home Page

Stop Your Foreclosure

HOW WE CAN HELP YOU STOP FORECLOSURE

Is a lender preparing to foreclose on your home and destroy your credit for the next seven years?

Call now for a free consultation to see if we can help you keep your home and avoid foreclosure. There are many solutions available -- you do have choices! Your options include the following:

• Forbearance Agreement - Lenders are willing in some instances to set up a payment plan for back payments owed on your mortgage. If this is the case for you, we will set up that plan for you.
• Equity Sharing Program - If you have equity in your home, CPS will work with you to bring your payments current and sell your home, thereby saving your credit.
• Short Sale Program - Often people find that what is owed on their property is greater than the amount for which it can be sold. If this happens to you, we will work with your lender to take less than what is owed to pay off the property. The best part is that under the Mortgage Forgiveness Debt Relief Act of 2007, the amount that we negotiate off your mortgage will not be charged to you as income as long as the property is your principal residence. For more information on the Act and how it will affect your taxes, click here or here. For more information on our short sale program and to fill out our online short sale application form, click here.
• If you decide to sell, CPS has access to a group of investors willing to buy your house fast to keep the foreclosure off of your record. Such a sale can free you from the burden of facing a foreclosure. In some instances, because we often have several homes available for sale, we can help you sell your house and help you buy another home immediately.

The best advice we can give you is ACT NOW! Many people facing foreclosure simply do nothing and hope for a miracle. Don't fall into that trap! The longer you wait, the more difficult it is to save your home and your credit.

Some homeowners seek advice from a lawyer and file for bankruptcy thinking that will solve all their problems. In most cases, bankruptcy only delays the foreclosure by a few months at best. The end result is almost always the property still goes to auction and you now have a bankruptcy in addition to the foreclosure on your credit report -- both of which can make it hard for you to get credit for a car or another home for seven to ten years.

In some cases, the best thing for a homeowner to do when in foreclosure (assuming the homeowner's loss of income is not temporary), is to SELL THE PROPERTY! By selling, you will avoid having a foreclosure and possibly a bankruptcy on your credit report. You can now get on with your life!

Also, because we have a constant inventory of houses, we can often help you move into another home with a fresh start. We can even help in most situations where there is no equity in the house through our Short Sale Program.

If your house payments are more than a month or two behind, your lender has probably already started foreclosure proceedings. As time passes, thousands of dollars in penalties and legal fees can be added to the balance you owe. And every single day extra interest is added! The longer you wait, the harder it is for us to help you. To avoid this you must act quickly.

CALL TODAY for a no obligation consultation on how we can help you get cash out of your house and save your credit before it is too late.